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Resources

Resources

Resources for Real Estate Professionals & Clients

Explore our curated collection of tools and resources designed to support agents, lenders, attorneys, and their clients. From technology tools to educational videos and downloadable forms, you’ll find everything you need to navigate the world of real estate with confidence.

Tech Tools

Innovative Tools to Simplify Your Transactions

CloseSimple

Stay informed every step of the way. CloseSimple provides automated text and email updates, keeping you and your clients in the loop throughout the closing process.

PalmAgent

Make smarter decisions with PalmAgent, a powerful app that provides instant net sheets, closing cost estimates, and financial insights for buyers and sellers.

CertifID (Earnest Money Deposits)

Protect your transactions from wire fraud with CertfID. This secure platform verifies identities and ensures safe, fast earnest money deposits.

Remote Online Notarization (RON) Services

Close from anywhere with access to RON services. Our secure, fully digital notarization option is available to make the closing process more convenient in unique situations.

Educational Resources

Explore videos and downloadable guides designed to help navigate title insurance, escrow, and more.

Videos

Downloadable PDFs

Frequently Asked Questions

What is title insurance?

Title Insurance protects residential and commercial real estate owners and lenders from certain hidden title risks and adverse interests the owners/lenders incur for a loss or damage suffered because of an undisclosed lien or other matter that affects the property as of the date of the policy.

What are some examples of hidden risks covered by title insurance?
  • Forged deeds
  • Fraud
  • Voidable documents
  • Unknown heirs
  • Errors in the public record
Is title insurance needed?

Yes! Purchasing your home or business is one of the largest purchases of your life. Without title insurance, you could lose all your financial assets accumulated in your lifetime, such as the equity in your home or the amount you borrowed to buy your house.

What are the two main types of title insurance policies?

Owner’s policy – This policy insures the new homebuyer that title is vested in them, that there are no defects or encumbrances on the property, that there is a marketable title to the property, and that there is legal access to and from the property.

Lender’s policy – This policy insures the lender that their mortgage is a priority lien over claims that others may have on the property.

What should I bring to closing?
  • A valid government-issued photo ID.
  • Keys and/or garage door openers.
  • Any funds needed for closing: Real Estate Closings require “Good Funds”.
    • Our Illinois offices allow personal checks for $500 or less. For amounts between $501 and $49,999, you may either wire the funds or bring a cashier’s check. For amounts of $50,000 or more, funds must be wired.
    • Our Indiana offices allow personal checks for $100 or less. For amounts between $101 and $9,999, you may either wire the funds or bring a cashier’s check. For amounts of $10,000 or more, funds must be wired.
    • You will receive specific details ahead of your closing.
How long does the closing process take?

Most closings take about 45 minutes to 1 hour, but it can vary depending on the complexity of the transaction.

What happens on closing day?

You’ll:

  • Review and sign all necessary documents.
  • Pay any remaining closing costs.
  • Receive the keys to your new property (if applicable).
How do I protect myself from wire fraud?
  • Always verify wire instructions directly with your closing agent.
  • Allied Capital Title uses CertifID to ensure secure and verified transactions.
What if I can’t attend closing in person?

We offer flexible options, including:

  • Power of attorney.
  • Mobile notaries.
  • Remote online notarization (RON) services.
    Contact us to discuss your situation.
What are closing costs, and how much should I expect to pay?

Closing costs typically include title insurance, lender fees, and other transaction-related expenses. They usually range from 2-5% of the purchase price. Your closing agent will provide a detailed breakdown.

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